As we close in on the Christmas season, I would like to take a few moments to wish you and your family (from my family) a wonderful Holiday season, a joyous Christmas, and an exceptional 2019 filled with abundant health and happiness. I hope that next year proves to be your best year, yet.

We are expecting our fourth grandchild in March, and are incredibly excited to welcome her into our family.

Thank you for all that you’ve done this year to support me in 2018.  I look forward to continuing to share ideas as they relate to the retirement industry, and strategies that we feel are necessary to preserve and protect defined benefit plans, expand coverage for those without access to an employer-sponsored plan, and help those with limited financial resources to still be able to work toward the dream of one day retiring with dignity.