By: Russ Kamp, CEO, Ryan ALM, Inc.

We are happy to share with you the latest thoughts from Ron Ryan, Chairman, Ryan ALM, Inc. However, before we do, I’d like to wish Ron a happy birthday – hope that it is a terrific day!

His latest research focuses on the idea that pension management should be approached in a similar fashion to how a football coach prepares for an opponent. Attack the opponent’s weaknesses, while staying clear of their strengths. The primary objective in managing a pension plan should be to secure the promised benefits at the lowest cost possible. It shouldn’t be a return focus, which only ensures greater volatility, but not necessarily success.

All of Ryan ALM’s research and blog posts can be found at RyanALM.com. We hope that you’ll invest some time to go through the many insightful pieces that Ron and the team have produced throughout the years. Finally, we wish for you and yours a wonderful 2025.